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Low Monthly Payment

Low Interest Rates

Purchase or Refinance

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

2-Day

Average Loan Approval Period

Mortgage Loans in California!!!!

Welcome to the official site of Mortgage Options Funding.  We are a full service mortgage company based in Valley Center, Ca.  We specialize in Residential Purchase and Refinance Loans.  We also proudly serve the entire state of California.  Whether you are buying a home of refinancing, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment.  In terms of Purchase Loan programs, we offer the following: 

FHA | FHA 203k | VA | USDA | HomePath | Jumbo| Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K VA Streamline
VA Cash Out
USDA Streamline | Conventional  | HARP | Jumbo

Contact Mortgage Options Funding today to discuss your options, and find out which program will best suit your needs.

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Our most popular loans

Most people get one of these

15 Year Fixed

3.500% | 3.555% APR

30 Year Fixed

4.000% | 4.031% APR

VA 30 Year Fixed

3.750% | 4.010% APR

5/1 Arm

3.750% | 4.730% APR